LARGE PROJECT FINANCING & VENTURE CAPITAL

Please familiarize yourself with all of the requirements needed to secure funding for your large project, before requesting a preliminary funding application at the bottom of this page.

General Requirements

Real Estate Projects    

Hotel Projects   

Film Projects 

Capital Equipment 

Venture Capital

Credit and Bond Markets

Ocean Shipping Projects 

Privacy Policy

Items  in your Business Plan  should include a summary of the items listed below:

Documentation is not required at this time.

REQUIRED DOCUMENTATION AND INFORMATION
FOR LOAN APPLICATION

(ORIGINAL DOCUMENTS SHOULD BE PROVIDED WHERE AVAILABLE)

A. DESCRIPTION OF PROJECT including:

1. Status of project - New, Refinance, Acquisition, etc.
2. Corporate structure, capitalization of company, and resume of officers.
3. Amount of equity to be invested by applicant in the project.
4. Details of ability of project to repay loan.
5. Amount required, and requested terms and conditions.

B. SUPPORTING DOCUMENTATION (where applicable)

6. Maps - regional, district and neighborhood.
7. Pictures of area, building or lot, to be developed.
8. Description and size of physical project.
9. Land titles, etc.
10. Plan showing location of buildings, landscaping and fencing.
11. Plans and specifications.
12. Cost Breakdown, Acquisitions, Improvements.
13. Valuations and certified appraisals.
14. 3 years financial statements of applicant.
15. Profit & loss A/C, balance sheets, etc. of any business to be acquired.
16. Bank references, trade references and credit report.
17. Economic survey, population count.
18. Status of existing loans.
19. Feasibility study as to comparables and market study.
20. Projected cash flows.
21. Leases, contracts etc. assignable as security.
22. Any additional, collateral security available.

Not all of the above items will apply to every loan request, but those that do apply, should be presented in the initial presentation. Financial statements should be original copy, and signed.

Business Plan Requirements

A business plan is a document describing a company's principal activities, or products, or services, its environment, and the objectives and strategies of management, backed up with suitable financial information.

PURPOSE AND ADVANTAGES

The plan is a presentation of a company and its opportunities.

It can serve as the basis for strategic planning and as a management and control tool.

It enables an investor or financier to evaluate a company, and assess the risks and prospects for return on investment.

It requires fact-finding, and forces the management to be realistic and to put theories to the test. It should prove the management team's planning capabilities and reduce the time required to study and negotiate financing.

PRESENTATION

A plan should be prefaced by a summary of the business opportunity and the key aspects of the firm, including information on:

• objectives;
• desirability of products or services; or feasibility of the project (such as in the case of real estate development)
• markets (if applicable);
• management team;
• financial projections;
• amount and nature of funding required and the estimated return this will produce.

The plan must include enough information to enable an investor or financier to make a decision, but it must not be overloaded with superfluous or irrelevant detail.

ADVICE AND PRECAUTIONS

The entrepreneur or the management team should prepare the plan themselves. They should seek outside help only in areas where they lack expertise. It may be useful to have the plan evaluated by a knowledgeable outsider before presenting it to potential investors or funders.

The plan must demonstrate that the project is able to meet the funders criteria, such as:

• the management is qualified;
• the description of the market and marketing methods is well established and realistic (if applicable);
• the property has a sufficient valuation (if real estate)
• the projected new funding will be adequate;
• the product is competitive; or the project is profitable (for example, in the case of real estate development)
• the production capacity will be adequate (if applicable);
• the probability of an attractive return on investment is high.

The entrepreneur should:

• prepare a 3 to 5-year plan;
• undertake and document a specific feasibility, and, if applicable, marketing study;
• be prepared to make a personal financial commitment;
• divide large-scale plan into phases;
• provide a list of users, suppliers, clients, etc. who are ready to act as references;
• include both strengths and weaknesses of the business plan (this adds credibility and underlines the practical knowledge of management);

GUIDE FOR PREPARING A BUSINESS PLAN

PRELIMINARY REMARKS

The plan must be adapted to the situation. Nevertheless, certain basic information is necessary in all cases. This includes the company's major objectives, opportunities and profit targets, any assumptions made, resulting forecasts, special risks, and resumes of the management team.

Of course, not all the following items will be applicable to every application. For example, often in the case of a real estate development or acquisition, matters relating to production etc. would not be applicable.

A. GENERAL INTRODUCTION

Describe the development of the company to date, and indicate products and target markets, capital required and profits expected. Provide an idea of the schedule of the program and elaborate on objectives. Mention the unique qualities of the business, why it would make a good investment, and identify the individuals involved.

B. MANAGEMENT

Provide:

• complete curriculum vitae of each member of management; emphasize achievements, duties and references;
• current and proposed organizational charts with a description of the duties of management;
• details pertaining to remuneration of management;
• details of shareholders' participation; explain non-monetary contributions; give objectives and main motivation of shareholders and how they view their contribution to the organization's success.

C. MANPOWER

• indicate skills required and manpower availability;
• provide statistics: turnover, productivity, etc;
• comment on mechanization or automation.

D. MARKETING

• describe products, indicating characteristics; explain product policies;
• provide sales brochures, photos and the results of market analyses;
• explain advantages of company's products over competitors' lines;
• indicate profit contribution of each line of products.
• describe the present and projected marketing policy: what are the target segments and customers? What are the most attractive opportunities?
• provide a breakdown of sales by customer, territory and product group;
• explain supply channels;
• describe market characteristics and potential for existing and future products;
• what is the expected market share (per product line)
• what substitute products can/or could be found?

E. PRODUCTION

• explain the production process;
• provide equipment requirements; indicate necessary investment;
• describe available fixed assets; provide actual manufacturing capacity; explain possible improvements;
• list the raw materials used and major suppliers; how do the prices of supplies fluctuate?
• explain quality control methods used;

F. PRODUCT RESEARCH AND DEVELOPMENT

The plan must indicate whether or not the business has the technology necessary to create and develop products (if this is part of its strategy).

• indicate the originality of the process or product;
• provide technical reports to support the firm's case;
• indicate costs related to development and the manufacture of prototypes; summarize a schedule for development;
• indicate time and costs necessary for accelerated production;
• indicate patents available and names of patent holders;

G. FINANCIAL INFORMATION

This part of the plan should summarize the financial structure of the company. A financial plan generally includes :

• financial statements for most recent three to five years, if available;
• recent monthly financial statements, if available;
• projected income statements and balance sheets for the next three to five years, indicating all assumptions;
• cash flow projections for the first two years, prepared on a monthly basis;
• breakdown of fixed and variable costs; details of costing system; break-even point analysis;
• a list of all loans, financial obligations, and their terms and conditions;
• details of customer backlog;
• breakdown of inventory into raw materials, work in progress and finished goods.

H. OTHER INFORMATION

• description of authorized and issued share capital;
• complete list of shareholders, including number and percentage of shares held;
• incorporating documents;
• existing shareholders' agreements;
• names of lawyers, accountants and consultants;
• names of bankers and other lenders;
• information on any past or current litigation;
• information on any former and/or affiliated company;
• information on any important rules and regulations concerning the firm's operations: antipollution laws, government standards, etc.;
• information on important contracts: franchise agreements, distribution/supply contracts, grants, etc.;
• contracts related to industrial technology (patents, licenses, trademarks, etc.).

Request a preliminary funding application   

You may submit a Business Plan and an Executive Summary with your preliminary funding application                                     Return