Urban-Galarze Investments – Credit Repair Services

With credit scores driving everything from home mortgages, auto loans and credit card interest rates to insurance premiums, utility service and job offers, a good credit score is possibly the biggest boost you can give your financial life! 

Do not misrepresent your Social Security number, or obtain an Employer Identification Number from the Internal Revenue Service under false pretenses.
 

You see the advertisements in newspapers, on TV, and on the Internet. You hear them on the radio. You get fliers in the mail. You may even get calls from telemarketers offering credit repair services. They all make the same claims:

Urban-Galarze Investments provides legal and ethical credit repair guided by the Fair Credit Reporting Act (FCRA) and the Fair and Accurate Credit Transactions Act (FACTA).  We provide credit repair assistance to help correct inaccurate, incomplete or unverifiable information contained in your credit reports. We will work on your behalf, at no upfront cost to you.

 When we provide credit repair assistance (disputes) to help correct inaccurate, incomplete or unverifiable information contained in our member's credit reports, we will bill $45 at the end of that service month. Not before.

 Our legal credit repair method has removed bad and misleading inaccurate information, and numerous other types of accounts from hundreds of credit reports. No hype or exaggerated promises, we just improve your credit scores. NEVER BE TURNED DOWN AGAIN FOR LOANS OR CREDIT because of low FICO scores.

Most credit repair companies and attorneys charge hundreds (and even thousands) of dollars for credit repair.  We are financial specialists, and are just like you who have gone though credit ups and downs. We have used this credit repair method ourselves, and have gained an average of  50-75 points within 90 days on our personal FICO scores. Some members have gained even more.

With Your Membership, you get

credit repair counseling,

access to membership links to improve FICO score and keep Fico score up,

We will speak on your behalf with your creditors to negotiate a debt repayment plan, and in most cases lower your payments,

all of your rights as outlined with the Federal Trade Commission.

These are what you get included with your membership for the life of your written agreement with us. Our credit repair membership and account set-up is a one time membership of $75 not thousands, as some attorney based credit repair companies.

 Your membership benefits are separate services from the Credit Bureau disputes you receive.

When we provide credit repair assistance (disputes) to help correct inaccurate, incomplete or unverifiable information contained in our member's credit reports, we will bill $45 at the end of that service month. Not before.

 We personally contact the credit reporting agencies, and through certified mail for personalized better results. Unlike online services via internet, which are answered by form letters stored on credit bureau computers.

Your credit is an extremely important tool in your life, and we treat it with personalized care. We will in NO WISE disclose any of your personal information to anyone, or give your name to any mailing lists. We respect your privacy like our own. (unlike other credit repair services).

 You will receive all correspondence and reports from the 3 credit bureaus first. You then send us the copies.

Remember, we will work on your behalf

You may want to continue with the removal of all inaccurate, incomplete, untimely or unverifiable information and dispute items after 90 days, as each item disputed may take from 15 to 30 days to be removed from your credit report. You may cancel your written agreement with us at any time.

   'click here' to Read the Frequently Asked Questions about Credit Repair

An improved credit score can equal lower interest rates, lower payments and more financial opportunities!

A good credit score puts you on equal footing with lenders and creditors who want your business. Over the course of your financial life, a good credit score could save you thousands of dollars.

• Lower interest rates -  An improved credit score may lower interest rates for home loans, car loans and credit cards.
• Insurance - More home and auto insurers are looking at credit scores before deciding if coverage will even be offered and at what premium.
• Job Offers - Increasingly, potential employers will pull an applicants credit report and scores as another way to access job candidates.
• Rental Properties - More landlords are using credit reports and scores as a way to access potential tenants.
• Utility Service - If you've got good credit, utilities like gas, electric, cable and phone companies may waive hefty deposits and offer better plans.